For nearly two decades, buyers have trusted and chosen me again & again with their biggest financial decisions.
From first-time home buyers and out-of-state investors, to repeat clients and their friends and family, I take considerable care in the interest of my clients. We aren’t just buying a house to say, “we did it”. We work together to acquire a smart investment that squarely falls in line with both your short and long term financial goals. In partnership with your lender, we act as a winning team to help you secure a competitive rate and cross the finish line with keys in hand.
90% of my clients have seen their first-written offers accepted!
From discovery to close, I empower YOU with market insights, legacy knowledge and a clear, strategic plan so that together, we can successfully navigate California’s competitive landscape with California’s competitive landscape with ease.
Once we zero in on ‘the one’, the magic begins. Leveraging my shrewd negotiation skills, experience and relationships with trusted real estate colleagues in the industry, we will craft a strong and compelling offer that clearly positions you as the most deserving buyer for the home.
1
2
3
4
5
6
Shalaya went above and beyond in ensuring we were able to place an offer on a dream property my heart was set on for months. She was incredibly responsive throughout the process and flexible in communicating via calls, texts or emails. She was also very thoughtful about our family and knowledgeable about choosing a local area that would be a great fit for us personally. In addition, she offered to put us in touch with friends that lived in the neighborhood to get a better feel for the community we would relocate to. And when we finally secured the home she put us in contact with a highly recommended contact that ended up becoming our new local contractor.
Estimated funds to close is best calculated as a percentage of the purchase price. In California, a minimum 3% (of the purchase price) downpayment is required on most purchases. In addition to the down payment, buyers also pay closing costs. Depending on where you purchase, closing costs can total between 1.75%-3% of the purchase price. As a good rule of thumb, roughly 6% of the purchase price is required to purchase a home.
No. In California, FHA and conventional loan requirements only require a 620 minimum credit score and a debt-to-income ratio of less than 50%.
With a 20% down payment, lenders will typically waive property mortgage insurance. Don’t quite have 20% in the bank right now? Don't sweat it. Our team of lenders can help you unlock competitive lender packages to keep your monthly payments low.
Every buyer’s experience is unique but on average, my clients typically secure keys to their new home within 2-3 months.Together we will build a market strategy, budget and negotiation approach to execute effectively. I help you write strong, compelling and competitive offers each and every time and on average, 86% of my clients submit a winning offer the first time.
No, typically real estate commissions are paid by the seller at close of escrow.
Hopefully not. The potential to grow your real estate portfolio is largely dependent upon your overall household income, cash on hand (i.e. liquid assets, investments and equity) as well as existing debt. Working with one of my trusted mortgage lenders, we can evaluate all available options and assist you in making the smartest decision for your portfolio.
Some of these terms are often used interchangeably but there are distinct differences. A real estate agent holds a professional state issued real estate license. In California, licensees hold either a ‘salesperson’ or ‘broker’ license. A salesperson has completed the minimum coursework required to obtain a state issued license and “holds their license under” a licensed broker. A broker can operate independently and has completed additional coursework such as ethics, business and advanced real estate law, real estate finance and appraisal. In order to become a REALTOR®, a licensee needs to be a member of the National Association of REALTORS®.
Whether you’re buying a first home, investment property, pied-à -terre or selling a home with the intention to refine your portfolio, we know exactly what it takes to deliver optimal results in the game of real estate.